If a contractor is unlicensed, there is a very good chance that he does not have liability insurance or workers compensation insurance. Most homeowner policies require that work must be done by a licensed contractor and provide no coverage for work that is not.
Unlicensed contractors will often underbid licensed professionals.
Florida Statute 489 requires contractors to be licensed. Hiring an unlicensed contractor is a violation of Florida Statute 455.228 and is subject to a fine of up to $5,000.
Unlicensed contractors typically do not have the appropriate education or qualification which may result in poor quality work or unfinished projects. According to the State of Florida, very often unlicensed contractors also have criminal backgrounds.
If the contractor fails to pay any subcontractors – you may also be subject to liens placed on your property.
Is saving a few bucks really worth the risk?
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